What this pathway covers
Retirement plans, owner cash flow, succession, and protection - a clear sequence for owners who want to plan ahead without the noise.
- Small business retirement plan options and contribution choices
- Owner cash flow and tax basics: paying yourself and planning ahead
- Succession planning basics and continuity thinking
- Protection planning concepts: liability awareness and risk gaps
- Key documents and beneficiary housekeeping for owners
Best for small business owners who want a clear planning sequence for retirement plans, continuity, and long-term decisions.
The Pathway
Seven steps, sequenced for clarity. select what u want to discuss
Run the numbers
Get a sense of your position before your call.
Calculator
Business Succession Value Calculator
Get a ballpark valuation of your business based on revenue, margin, and industry multiples - and see what moves the number.
Run the NumbersCalculator
Estate Tax Estimator
Estimate your estate tax exposure and see how much of what you've built would actually pass to your heirs.
Run the NumbersTools and checklists
Open these here without leaving the pathway. Bring them to your call if you want.
Plan Option Finder
Compare SEP, SIMPLE, and Solo 401(k) based on your business reality.
Owner Cash Flow Snapshot
Map your owner pay, tax readiness, and cash flow pressure points.
Business Continuity Checklist
Document access, roles, and 72-hour action plan.
Key terms
Simplified Employee Pension - a retirement plan for self-employed individuals and small business owners with flexible contributions.
View full definitionSavings Incentive Match Plan for Employees - a retirement plan for small businesses with mandatory employer contributions.
View full definitionA 401(k) plan designed for self-employed individuals with no employees, allowing higher contribution limits.
View full definitionThe process of identifying and developing plans for ownership or management transition.
View full definitionA contract that outlines what happens to a business owner's share if they leave, retire, or pass away.
View full definitionInsurance that protects a business if a key employee or owner becomes unable to work.
View full definitionInsurance that protects against claims resulting from injuries and damage to people or property.
View full definitionThe legal form of a business (LLC, S-Corp, C-Corp) that affects taxes, liability, and operations.
View full definitionThe movement of money in and out of a business, critical for owner pay and planning.
View full definitionPerson designated to receive benefits from retirement accounts, insurance policies, or business agreements.
View full definitionFAQs
Concierge, when you want a human next step.
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Start ConciergeDetails and disclosures are in the Compliance Center.